Personal Checking Accounts

The following features are available with all our checking accounts:

  • Free Online Banking
  • Online Bill Payment
  • Free use of 4 ATMs (located in Bolivar, Galmey and Pittsburg)
  • Debit or ATM card

 

Regular Checking

Minimum opening deposit of $100
Minimum balance of $250 to avoid monthly service charge of $10
Monthly Image Statements
(Click here to view Notice of Changes in FDIC Insurance Coverage for Transaction Accounts)

 

Preferred Account (62 years of age or over)

Minimum opening deposit of $100
No monthly service charge
Direct Deposit is required
First order of basic wallet checks is free
Free notary service
Free stop payments
Free photocopies
Free money orders
$5 discount on safe deposit boxes (subject to availability)
(Click here to view Notice of Changes in FDIC Insurance Coverage for Transaction Accounts)

 

Super Now Account

Minimum opening deposit of $750
$750 minimum balance
$20 per month service charge, if account falls below $750
Monthly Image Statements
Interest compounded monthly
Interest calculated on a daily basis
Interest accrues on a collected balance

 

Money Market Account

Minimum opening deposit of $1,000
$1,000 minimum balance
$20 per month service charge, if account falls below $1,000
Monthly Image Statements
Interest compounded monthly
Interest credited to your account monthly
Interest calculated on a daily basis
Interest accrues on a collected balance
Tiered interest rates (depending on account balance)

 

Disclosures:

Interest rate and annual percentage yield may change without notice.
At our discretion, we may change the interest rate on your account.
All terms quoted on this web site are subject to change without notice.

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